We offer a wide range of loan products designed for real estate investors, including fix & flip loans, new construction loans, rental bridge loans, DSCR loans, and refinance loans. Each loan type is tailored to meet the specific needs of different investment strategies and property types.

Loan Amounts: $75,000 to $2,000,000

Loan-to-Value (LTV): Up to 90% of the purchase price and 100% of renovation costs

Interest Rates: Competitive rates starting at 9.99%

Loan Terms: Short-term options available, typically 6 to 24 months

Quick Closings: Close in as little as 7-10 days

No Prepayment Penalties: Pay off the loan early without extra fees

Flexible Underwriting: Based on the property’s value and potential, not just borrower credit

Experience: Experienced or Newbies Welcomed

Exit Strategy Support: Assistance with transitioning to long-term financing once the asset is stabilized

Property Types: SFR 1-4 units, Multi-family Nationwide Lending: Available in most states across the U.S.

Loan Amounts: $100,000 to $2,000,000

Loan-to-Value (LTV): Up to 80% of the project cost (land + soft + hard cost)

Interest Rates: Competitive rates starting at 10.99%

Loan Term: Short-term options available, typically 12 to 24 months

Quick Closings: Close in as little as 10 days

Flexible Draw Schedule: Funds released based on project milestones and progress

Flexible Underwriting: Based on the property’s value and potential, not just borrower credit

Experience Based Underwriting: Focused on the developer’s experience and project’s viability

Exit Strategy Support: Assistance with transitioning to long-term financing once the asset is stabilized.

Property Types: SFR 1-4 Units, Multi-Family

Nationwide Lending: Available in most states across the U.S.

Loan Amounts: $100,000 to $2,000,000

Loan-to-Value (LTV): Up to 80% of the purchase price and 75% for cash out refinances

Interest Rates: Competitive and adjustable rates available

Loan Term: 5,7-,10-,15- or 30-year

Quick Closings: Close in as little as 21 days

Interest Type: Principal and interest or interest-only options available

Impounds: Required for taxes and insurance

No Income Verification: Approval based on rental income, not borrower income or employment

Flexible Prepayment Options: Low or no prepayment penalties available

Flexible Underwriting: Loans tailored to the property’s cash flow

Portfolio Loans: Financing for multiple properties under

•Alabama

•Arkansas

•Arizona

•California

•Colorado

•Connecticut

•District of Columbia

•Florida

•Georgia

•Illinois

•Indiana

•Idaho

•Kansas

•Louisiana

•Maryland

•New Jersey

•North Carolina

•Ohio

•Oregon

•Pennsylvania

•South Carolina

•Tennessee

•Texas

•Utah

•Virginia

•Washington

•Wisconsin

Our loan terms vary depending on the type of loan and the specific needs of the borrower. We offer short-term loans for fix & flip and bridge financing, as well as longer-term loans for rental properties and refinances. Our team will work with you to find the best loan term to suit your investment goals.

Interest rates are determined on a case-by-case basis, taking into account factors such as the loan type, property characteristics, and borrower qualifications. We strive to offer competitive rates that enable our borrowers to maximize their investment returns.

Down payment requirements can range from 0% to 30%, depending on the specific loan program, the borrower's experience, and the strength of the investment opportunity. We are committed to finding flexible solutions that work for our borrowers while mitigating risk.

In many cases, we do require personal guarantees from our borrowers. However, we understand that each situation is unique, and we are open to discussing alternative structures, such as non-recourse loans, for experienced investors with a proven track record.

We finance a wide range of residential and commercial properties, including single-family homes, multi-family properties, mixed-use buildings, and more. Our team has experience working with diverse property types and can help you find the right financing solution for your investment.

Yes, we do lend to foreign nationals, subject to certain requirements and restrictions. Our team can guide you through the specific documentation and eligibility criteria needed for foreign national borrowers.

We understand that time is of the essence in real estate investing. Our streamlined application process is designed to provide quick decisions and fast closings. In many cases, we can close loans within a matter of days, depending on the complexity of the transaction and the borrower's responsiveness.

The specific documents required may vary depending on the loan type and borrower qualifications. Generally, we require items such as proof of identity, entity formation documents, financial statements, tax returns, and property-related information. Our team will provide you with a comprehensive list of required documents tailored to your specific loan application.

Yes, we understand that credit challenges can happen, and we are committed to finding financing solutions that work for a wide range of borrowers. While strong credit is always a positive factor, we take a holistic approach to evaluating loan applications and consider the overall strength of the investment opportunity.

Yes, we offer pre-approval for our loan programs. Getting pre-approved can give you a clear idea of your financing options and help you move quickly when you find the right investment property. Our team can guide you through the pre-approval process and help you gather the necessary documentation.

Yes, we offer fix & flip loans and other financing options that include funds for property rehabilitation. We understand that many investment opportunities require renovations to maximize value, and we are committed to providing the capital needed to support these projects.

Yes, we offer refinance loans for investment properties. Whether you're looking to access equity, improve your loan terms, or consolidate multiple properties, our team can help you find the right refinancing solution to meet your needs.

Yes, we are committed to supporting real estate investors at all experience levels, including first-time investors. While loan terms and requirements may vary based on experience, we are dedicated to helping new investors navigate the financing process and achieve their investment goals.

Yes, we are open to considering equity-based financing structures for experienced investors with a proven track record. We understand that some investment opportunities may require creative financing solutions, and we are committed to finding mutually beneficial arrangements that support our borrowers' success.